Health Insurance in Romania
Public CNAS coverage, private clinics, and practical insurance choices for foreigners living in Romania.
Public vs Private Healthcare
Romania has a public health insurance system run through CNAS, plus a strong private clinic market in major cities. Many expats use public coverage for legal/security reasons and private clinics for faster routine care.
| Employee | Health contributions are normally withheld through payroll and give access to CNAS public coverage. |
| Freelancer or founder | You may need to register and pay health contributions depending on income and legal setup. |
| Student | Coverage depends on citizenship, university status, age, and whether you have private or public insurance. |
| Digital nomad | Private international or Romanian private insurance is usually the practical starting point. |
Private Clinic Networks
Regina Maria, MedLife, and Medicover are the most visible private networks. In Bucharest, Cluj, Timișoara, Brașov, Iași, and Constanța, English-speaking doctors are usually available for common specialties.
Need Insurance Options?
If you want help comparing private health insurance or finding an English-speaking clinic network, send your city, age, and residency situation.
Some referrals may be commercial partnerships. Recommendations should still be checked against your own needs.