What Banks Usually Ask For

Expect banks to ask for a passport, Romanian address, CNP or fiscal code, and sometimes proof of income because of FATCA reporting.

• Passport or national ID where accepted.
• Romanian address proof, usually a rental contract or host declaration.
• CNP, fiscal code, residence permit, or EU registration certificate when required.
• Phone number and email address for digital banking setup.
• Proof of income or source of funds if the bank requests enhanced checks.

Best Starting Banks

Banca Transilvania, ING Romania, BCR, BRD, and Raiffeisen are common starting points. Revolut or Wise is useful alongside a Romanian account for currency exchange and international transfers.